A car accident can be devastating, and the aftermath can leave you reeling, not just physically, but mentally and emotionally too. You want to be prepared in case you’re ever in a car accident, regardless of whether or not you caused the collision.
Knowing what to do next can make your path to recovery easier to navigate and get through. It can also protect your ability to preserve your rights to make a car insurance claim against the driver who was at fault, and also assist you if another driver wrongly accuses you of causing the accident.
We’ve listed some helpful tips on what to do in case this stressful situation arises, including how to deal with first responders, injuries, psychological trauma, and insurance companies.
What to Do Right After an Accident
The steps you take right after an accident can make or break your case when pursuing a claim later on. So, make sure you have a well-thought-out after-accident plan that you can follow.
If you’ve had a collision, immediately pull over, if possible, to a safe and well-lit spot. If you can’t find an appropriate place, use the footpath. Try parking in a spot that’s visible to others, from where they can see both the other driver and you.
Take a deep breath. Stay calm. Use your hazard lights to alert the oncoming cars.
Call emergency services if you notice any injuries, and always exchange contact and insurance details with the other parties involved.
Try to take photos of the scene, the damage to both cars, and the surrounding area, and gather as much information about the witness as you can. Try to write these details down or record them with audio or video. Do not go anywhere and leave the scene.
Even if you are feeling disoriented in that moment, taking all these actions can help you make a claim.
Seeking Medical Attention and Rehabilitation
If you’ve been injured, call an ambulance immediately. When you call 999, get someone nearby to tell you the exact location of the accident (city, street name, closest house number, traffic signals, etc., that can help them reach you quicker) if you’re not sure exactly where you are.
Even if you feel fine, do see a doctor and let them decide if you’re really okay. Some injuries, like whiplash or concussion, may not show symptoms immediately, but can become dangerous quickly if left unaddressed.
Early medical intervention can prevent complications, and it also provides important documentation if you need to make a claim. Depending on your injury, you might benefit from follow-up care like physiotherapy. Rehabilitation plays a huge role in getting you back to full strength.
Addressing the Emotional and Psychological Impact of a Car Accident
The shock of a car crash doesn’t always fade when the bruises do. Anxiety, sleep disturbances, and even PTSD can sometimes get the better of you after a traumatic event.
Acknowledge these symptoms and ask for professional support if needed. Your mental health is just as important, and ignoring it will compromise your well-being and slow down the recovery process.
Understanding Compensation Claims
Contact your insurance company as soon as possible after an accident. Timely informing your insurance company will speed up the claim process. They may even assist you with other services included in your policy.
If the accident wasn’t your fault, you may be entitled to compensation for medical expenses, time off work, and emotional trauma. Filing compensation claims may seem complex, but understanding your rights and the claims process can help you receive the support you’re entitled to.
A personal injury solicitor can guide you through time limits, documentation, and what kind of compensation may be available for you. Citizens Advice is a great resource you can consult if you’re unsure where to begin.
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