5 TIPS FOR WHEN YOU NEED A HELPING HAND

I am sure we can all agree that there has been a time in your life where you have needed a helping hand. Being an adult is hard work sometimes , especially a parent . We have three beautiful girls and although we love them to pieces , life can get expensive.


Scott works full time and I have recentlygone back to work only one day a week due to baby Nila ,so our finances aren’t as good as they were. I thought I would share with you 5 tips for when you need a helping hand.These tips have worked really well for us and They might help you too.

1. EMERGENCY SAVINGS
Now this one is obvious isn’t it. I think everyone I know has tried to save money, and sometimes it is hard, especially if you have a lot of outgoings from your household income. We try and put a side a couple of pounds every week in our Lloyds savings account . We don’t always manage , but it has come to use for when we have needed something doing on the car , or when the phone bill has been a little but higher than expected . A couple of pounds a week is easier to do, and you don’t really notice it.

2. CHARITY SHOP BARGAINS
I love a good charity shop hunt. My mum and I use to love taking an afternoon out to go charity shop hunting. I love a good bargain and we have found some gorgeous pieces of clothing for the children , and also some really good items for the house . Books in the charity shop are as little as 20p and I can remember going into Sainsbury’s and wanting a new book out which was £7.99, a fortnight later I found it in the charity shop for 75p! :)

3. TREAT CUPBOARD
We have a treat cupboard that saves us so much money. If you have children , you will know that they are like bottomless pits when it comes to food and goodies. We have a treat cupboard that they can pick a treat from if they have been good.We buy a big bulk of goodies from poundshop.com, which saves pennies. We also use it for after school treats , so we manage to miss the expensive trip to the sweet shop on the way home .

4. FAMILY & FRIENDS
If you are lucky enough to have close family and friends to help you out in a financial need then that is amazing . Never be ashamed to ask for help . We all need it from time to time , and as long as you pay them back , you will still have that support network there .

5. LEND A LOAN
If you are like us and unfortunately don’t have any family or friends to help out if there is a crisis and your emergency savings has already been used and you haven’t managed to top it up enough yet, then  a quick short loan could help out massively . Cash Lady are a well established and reputable short term loan lender. They have tons of information on their website , and want to ensure their customers know all the information about commiting to a loan before they go ahead. Which I know makes me feel confident about a company that puts their customers first .

Have you got any top tips for when money is tight or any super saving hacks? I’d love to hear them :)


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1 comment

  1. An good article. Maybe it will help me in nearby future.

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